When people start thinking about buying a home, they usually start with the fun part.

They look at homes online.

They save pictures of kitchens they love.

They drive through neighborhoods.

They imagine where they will put their furniture and how they will make the space their own.

But before you ever get the keys to your new home, there is another important decision that can make a huge difference in your experience:

Choosing the right lender.

After 15 years in real estate, I have learned that a lender is about much more than getting a pre-approval letter.

The right lender helps you understand your options, answers your questions, communicates when things get complicated, and helps you create a plan that fits your life.

Because the goal is not just to buy a home.

The goal is to buy a home you can comfortably afford.

The Transaction That Changed How I Look at Lenders

Early in my real estate career, I had a buyer working with a large lending company.

Everything seemed to be moving along until suddenly we had a problem, and our closing was at risk.

The hardest part was not just the problem itself. The hardest part was finding someone who could tell us what was happening and help us fix it.

I spent hours making phone calls trying to find the right person. I even went to multiple offices in the Plano area hoping to find someone who could help.

Thankfully, I eventually found someone who was willing to work with us.

Once we had the right person involved, we were able to communicate, solve the issue, and get the transaction closed.

That experience taught me something I have never forgotten:

A lender’s job is not just to get you approved. A lender’s job is to be there when you need them.

After that experience, I became very intentional about the lenders I recommended to my clients.

When I found a lender who was the complete opposite — someone who communicated, answered questions, partnered with me, and truly cared about his clients — I held onto that relationship.

That lender is Brad Boswell.

One of the things I appreciate most about Brad is that he answers his phone. If he cannot answer, he communicates and lets me know he will call back. I have worked with him long enough that I know I can reach him when questions come up.

I have also seen the way he takes care of his clients, especially our VA and first responder clients. He understands that buying a home is not just a transaction. It is a major life decision.

That is the kind of lender you want on your team.

Your Home-Buying Team Matters

Buying a home is a team effort.

Your REALTOR® helps you find the right property, negotiate, and navigate the process.

Your lender helps you understand financing, loan options, and what makes sense for your budget.

The best experiences happen when everyone is working together.

A great lender is not just someone who tells you how much you qualify for.

A great lender helps you understand what you should comfortably spend.

Because buying the biggest house you qualify for is not always the same as buying the right house for your life.

Whether you are buying in Montgomery, Lake Conroe, Houston, Dallas-Fort Worth, or anywhere in Texas, having the right professionals beside you matters.

Not sure where you stand? I can connect you with trusted professionals who can help you understand your options and take the next step.

Jacque Swanner

INC Realty 

214-770-3608

#GetJacque #INCrealty #SayYesToTexas #TexasRealEstate #HomeBuyingTips

Can you believe we've already reached the final week of our Summer Favorites series?

This month has been about so much more than recipes.

Food is a lot like music to me. One bite, one smell, or one family recipe can instantly take me back to a moment in time. It brings back memories, stirs emotions, and reminds me of the people I love most. And if I'm honest, I tend to hold on to the happy ones.

That's what this month's Foodie Friday series has really been about.

We started with homemade peach ice cream because, if you've followed me for very long, you know I'm just a little obsessed with peaches. This year, a new friend surprised me with some amazing Georgia peaches, and there was no better way to kick off our Summer Favorites series.

Then we moved on to watermelon because nothing says summer quite like sitting outside with sticky hands, watermelon juice running down your arms, laughing with family, and making memories you'll never forget.

Last week was all about John's favorite—fried chicken. Whether it's homemade, semi-homemade, or picked up from Golden Chick or Chicken Express on the way home, it always brings everyone to the table.

And now...

We're finishing the meal with a few of my family's favorite side dishes.

🥔 Creamy Mashed Potatoes

If there's one person in my family who loves potatoes, it's my youngest sister.

Honestly, I don't think she's ever met a potato she didn't like!

But mashed potatoes are definitely her favorite.

And when she makes them, butter isn't really an ingredient...

It's more of a suggestion to add another stick! 😂

Sometimes I'll even use cream instead of milk if I'm feeling a little fancy. Rich? Absolutely. Worth it? Every single bite.

🍅 Fried Green Tomatoes

Every family has certain foods that instantly make someone smile.

For my mom and my older sister, it's fried green tomatoes.

The minute they're on the table, I know they're happy.

Maybe it's because they remind them of growing up. Maybe it's because they're simply delicious. Whatever the reason, they've always been one of those dishes that brings back wonderful memories.

I think that's what makes food so special.

Sometimes it isn't really about the recipe at all.

It's about the people you're sharing it with.

🌽 Easy Skillet Cornbread

Now I'll let you in on a little secret...

I've never been very successful making cornbread completely from scratch.

I've tried.

More than once.

But honestly? A box of Jiffy (or another favorite cornbread mix) works just fine in my kitchen.

I like to doctor it up by adding a can of cream-style corn. It makes the cornbread a little sweeter, a little more moist, and it always seems to disappear quickly around our table.

The one thing I never skip is baking it in my favorite cast-iron skillet.

That hot skillet gives the edges a beautiful golden crust while keeping the middle soft and tender.

Then, while it's still warm, I slather on plenty of butter and watch it melt into every bite.

Warm cornbread fresh from the oven just feels like a hug.

And honestly...

I've learned over the years that dinner doesn't have to be perfect to be memorable.

Sometimes the best meals come from recipes that have been tweaked, shortcuts that save a little time, and a kitchen that's just a little messy.

Because at the end of the day, no one remembers whether the cornbread came from scratch or from a box.

They remember who they shared it with.

🍽️ Our Summer Favorites Menu

Over the past four weeks, we've built one of my favorite summer meals.

🍑 Homemade Peach Ice Cream

🍉 Fresh Watermelon Salsa & Watermelon Slush

🍗 John's Favorite Fried Chicken

🥔 Creamy Mashed Potatoes

🍅 Fried Green Tomatoes

🌽 Easy Skillet Cornbread

Not because it's fancy.

Not because it's perfect.

But because every one of these dishes reminds me of someone I love.

Maybe that's why I've always believed the heart of a home isn't just the walls around us.

It's the people gathered around the dinner table.

It's the laughter that fills the room.

It's the stories that get told over and over again.

It's the traditions we pass from one generation to the next.

As a Realtor, I have the privilege of helping people find houses.

But what I really hope they find is a place where they'll build memories of their own.

Thank you for joining me in my kitchen this month.

I hope these recipes inspire you to gather your family, cook a favorite meal, tell a few stories, and make a few new memories of your own.

Because food is a lot like music.

The best ones stay with us forever.

Happy Foodie Friday!

— Jacque

If you've been following my monthly market updates, you've probably noticed a common theme.

The Texas housing market has been finding its balance.

Home prices across the state have remained flat. Houston and Dallas-Fort Worth are showing stability. Montgomery County continues to perform well.

But when we zoom into Montgomery ISD and Walden on Lake Conroe, the story becomes even more interesting.

These local markets aren't simply keeping pace—they're outperforming many of the larger markets across Texas.

And that's exactly why I always say...

Real estate is local.

Montgomery ISD Is Having a Strong Summer

The June numbers for Montgomery ISD show a market that remains healthy despite buyers taking a little longer to make decisions.

Compared to June 2025:

✔️ Median home price increased 22.3% to $455,000

✔️ Closed sales increased 18.3%

✔️ Active listings increased 7.8%

✔️ Inventory sits at 7.1 months

Those are impressive numbers.

The increase in listings gives buyers more choices, while the increase in sales tells us buyers are still confident in the Montgomery ISD market.

Walden Continues to Impress

Now let's talk about Walden.

These numbers immediately caught my attention.

Compared to June 2025:

✔️ Median home price increased 29.5% to $362,500

✔️ Closed sales increased 9.1%

✔️ Active listings actually decreased 1.7%

✔️ Homes moved from listing to closing in only 75 days

Those are remarkable statistics.

While much of Texas has seen home prices level off, Walden continues to experience significant appreciation.

Even more impressive?

Inventory remains healthy while available listings have actually declined.

That tells me buyers continue to see tremendous value in this community.

Why Is Walden Performing So Well?

As someone who lives and works here, this doesn't surprise me.

Walden offers something many buyers are actively searching for:

• Beautiful Lake Conroe lifestyle
• Golf course community
• Marina access
• Tennis and pickleball courts
• Fitness facilities
• Community pools
• Restaurants and entertainment nearby
• Convenient access to Montgomery, Conroe, and the Houston area

People aren't just buying a house.

They're buying a lifestyle.

And that lifestyle continues to attract buyers from across Texas.

One Number Really Stands Out

While Montgomery ISD homes are taking 104 days from listing to closing, Walden averages only 75 days.

That's nearly a full month faster.

Every neighborhood is different, but this is another reminder that buyers continue to move quickly when they find the right home in the right location.

What I'm Seeing Personally

These statistics match what I'm seeing in my own business.

I recently had a condo listing in Walden that had been on the market for a while. We had plenty of showings but no offers.

Then suddenly, the right buyer came along, and the home closed.

That's today's market.

Buyers are taking their time.

They're comparing properties.

But when they find the right home, they're ready to move.

That's why pricing, presentation, and professional marketing are more important than ever.

The Bottom Line

The June numbers tell a story that should encourage both buyers and sellers.

Walden isn't just keeping pace with the market.

It's outperforming it.

While Texas home prices have remained flat for two straight months, Walden's median home price increased nearly 30% over last year.

That's remarkable.

Of course, every home is different, and one month's statistics don't guarantee future results.

But these numbers reinforce something I've believed for a long time:

Location matters. Community matters. Local expertise matters.

If you're thinking about buying or selling in Walden, Montgomery ISD, or anywhere around Lake Conroe, don't rely on statewide headlines.

Let's talk about what's happening right here—because that's the information that matters most.

Wondering What Your Home Is Worth?

Whether you're curious about your home's value, thinking about making a move, or simply have questions about today's market, I'd love to help.

A personalized market analysis gives you a much clearer picture than statewide statistics ever could.

📞 Let's talk about your real estate goals.

For all your real estate needs, get Jacque! Serving Montgomery, Lake Conroe, DFW & beyond.

If someone asked, "Which market is stronger right now—Houston or Dallas-Fort Worth?" the answer might surprise you.

At first glance, they appear almost identical.

Both markets reported flat home prices compared to June 2025.

But once you look beyond the median price, each market begins telling its own story.

That's why I always remind my clients: real estate is local.

Home Prices Hold Steady

Both metropolitan areas reported 0% year-over-year price growth in June 2026.

• Houston MSA Median Price: $345,000
• Dallas-Fort Worth MSA Median Price: $399,999

Flat prices don't mean the market has stalled. Instead, they suggest buyers and sellers are finding common ground after several years of dramatic price swings.

Stable pricing can actually be healthy because it gives buyers more confidence while allowing sellers to price their homes more realistically.

Dallas-Fort Worth Buyers Are More Active

One statistic immediately stands out.

Closed sales increased in both markets, but Dallas-Fort Worth posted the larger gain.

• Houston: Closed sales up 2.9%
• Dallas-Fort Worth: Closed sales up 6.5%

That's a strong indication that buyers remain active across North Texas despite higher mortgage rates.

People continue to relocate for jobs, schools, retirement, and lifestyle changes. The market may be calmer than it was a few years ago, but buyers haven't disappeared.

Inventory Is Moving in Different Directions

Here's where the two markets begin to separate.

Houston

• Active listings increased 2.6%
• Inventory remained at 5.3 months

Houston buyers have a few more homes to choose from than they did a year ago, creating a balanced environment for both buyers and sellers.

Dallas-Fort Worth

• Active listings decreased 4.2%
• Inventory fell to 4.5 months, compared to 4.8 months last year.

While DFW inventory has eased slightly, it still offers buyers far more opportunities than during the highly competitive seller's market we experienced a few years ago.

Homes Are Taking Slightly Longer to Close

One trend both markets have in common is timing.

Compared to June 2025, homes in both Houston and Dallas-Fort Worth are taking about three additional days from listing to closing.

• Houston: 85 total days
• Dallas-Fort Worth: 88 total days

That's not a dramatic difference, but it reflects today's more thoughtful buyers.

Instead of making offers within hours, buyers are taking time to compare homes, evaluate financing, and negotiate terms.

What I'm Seeing in Today's Market

These reports line up with what I'm experiencing personally.

I recently had a condo listing that sat on the market for a while. We had plenty of showings but no offers. Then, seemingly overnight, the right buyer came along and the property closed.

That perfectly describes today's market.

Homes are selling.

Buyers are shopping.

But they're taking their time and waiting until they find the home that checks all the boxes.

That's why proper pricing, professional marketing, and patience remain so important.

The Bottom Line

Although Houston and Dallas-Fort Worth have different inventory trends and different sales activity, both markets are sending the same overall message:

• Home prices have stabilized.
• Buyers remain active.
• Homes continue to sell.
• Transactions simply require a little more patience.

The days of bidding wars on nearly every listing may be behind us, but today's market is creating opportunities for both buyers and sellers.

If there's one lesson these reports reinforce, it's this:

Don't judge your local market by national headlines—or even statewide statistics. Every community has its own story.

Wondering What Your Local Market Looks Like?

Whether you're buying, selling, investing, or simply curious about your home's value, I'd be happy to provide a personalized market analysis for your neighborhood.

Because when it comes to real estate, the numbers that matter most are the ones closest to home.

For all your real estate needs, get Jacque! Serving Montgomery, Lake Conroe, DFW & beyond.

If you've been waiting for the Texas housing market to make a dramatic move, June's numbers may surprise you.

Instead of soaring prices or falling values, the latest Texas Housing Report shows something much less dramatic—but much more important.

A Market That's Settling Into a Healthier Balance

For the second month in a row, home prices remained flat compared to the same month last year, while buyers continued to purchase homes and inventory remained healthy.

It may not make flashy headlines, but it's actually good news for both buyers and sellers.

Home Prices Hold Steady

The statewide median home price in June 2026 was $345,000, representing 0% change from June 2025.

This marks the second consecutive month of flat year-over-year home prices across Texas. While one month can be an anomaly, two months begins to suggest a trend. After several years of dramatic swings, the Texas housing market appears to be settling into a period of greater stability.

Rather than dramatic ups and downs, we're seeing consistency.

Buyers Are Still Buying

One of the biggest takeaways from the June report is that buyers haven't disappeared.

In fact, closed sales increased 7.2% compared to June 2025.

That's a significant jump and tells us that people are continuing to move despite higher mortgage rates and ongoing affordability concerns.

Life doesn't stop because interest rates change. Families grow, careers change, retirees relocate, and first-time buyers continue entering the market.

The demand is still there.

Inventory Remains Healthy

Active listings increased slightly by 0.2%, while months of inventory came in at 5.4 months, just below the 5.6 months reported one year ago.

This level of inventory gives buyers more choices than they had during the frenzied seller's market of a few years ago while still allowing well-priced homes to sell.

Today's market rewards preparation, realistic pricing, and strong marketing.

Homes Are Taking Just a Little Longer

Another trend we've been watching continues.

The average Texas home spent:

• 62 days on the market
• 34 days to close
• 96 total days from listing to closing

That's about three days longer than June 2025.

While three extra days isn't significant by itself, it does reflect a market where buyers are taking a little more time to evaluate their options before making an offer.

That's not a bad thing—it's simply a more balanced pace than we've seen in recent years.

What I'm Seeing Here at Home

While statewide statistics give us a good snapshot of the market, I'm seeing these trends firsthand.

One of my listings—a condo—had been on the market for a while. It received plenty of showings but no offers. Then, this month, it finally found the right buyer and closed.

That experience reminded me that today's market isn't necessarily slow—it's more selective.

Buyers are taking their time, comparing homes, and waiting for the property that truly fits their needs. When the right buyer and the right home come together, homes are still selling.

That's why patience, proper pricing, and a solid marketing plan matter more than ever.

The Bottom Line

Every month someone predicts that home prices are about to skyrocket—or collapse.

Yet the Texas market keeps reminding us that real estate isn't that simple.

The June report reinforces a trend we've now seen for two consecutive months: steady prices, healthy buyer activity, balanced inventory, and homes that are still selling.

If there's one lesson the Texas housing market keeps teaching us, it's this:

Don't wait for someone on television to tell you what your neighborhood is doing. Real estate has always been local, and the best decisions are made using local knowledge—not national headlines.

Wondering What These Numbers Mean for Your Home?

Statewide reports are helpful, but they can't tell you what your home is worth or how quickly homes are selling in your neighborhood.

Whether you're thinking about buying, selling, downsizing, investing, or simply curious about today's market, I'd be happy to provide a personalized market analysis based on your area—not just the statewide averages.

Don't make real estate decisions based on headlines alone. Get local expertise you can trust.

📞 Let's talk about your real estate goals today.

For all your real estate needs, get Jacque! Serving Montgomery, Lake Conroe, DFW & beyond.

Welcome back to our Summer Favorites series!

Last week, we found two delicious ways to use up extra watermelon with fresh Watermelon Salsa and a refreshing Watermelon Slush. This week, we're moving on to the main course...

Fried Chicken!

If you ask my husband, John, what he'd like for dinner, there's a pretty good chance he'll say fried chicken. Honestly, I think if we had it once a week—or more—he'd be perfectly happy!

Now, I'll admit, my favorite way to make fried chicken is the old-fashioned way.

Give me a whole chicken, cut into eight pieces, double battered (because let's be honest...the crispy crust is the best part!), fried until it's golden brown, and served with homemade cream gravy and all the fixin's. That's Southern comfort food at its finest.

But let's be real...

Life gets busy.

Some days I have the time to make everything from scratch. Other days, I just need to get dinner on the table.

The good news is there isn't one "right" way to make fried chicken.

Sometimes we'll stop by Golden Chick or Chicken Express, pick up the chicken, and make our favorite sides at home. It's still a home-cooked meal in my book because we're together around the table.

Other times, I make what I call my "semi-homemade" version.

I buy boneless chicken breasts, pound them until they're an even thickness, double bread them, and pan fry them in a little oil. Once they're golden brown on both sides, I move them to a wire rack on a baking sheet and finish them in the oven. The rack lets the extra grease drip away while the chicken stays crispy.

Now let's talk about the gravy...

If I have the time, I'll make homemade cream gravy from scratch.

But when it's just the two of us, I often make what I call my "semi-homemade" gravy. I still start with those flavorful pan drippings and make a quick roux with a little flour. Then I mix up a packet of Pioneer Cream Gravy Mix with water and whisk it into the pan.

It still gets that homemade flavor from the drippings, but it's quicker and creates a lot fewer dishes.

And if I'm being completely honest...

I'm a messy cook.

By the time dinner is ready, my kitchen usually looks like a small tornado came through! So anytime I can save a few steps—and a little cleanup—I'm all for it.

Here's what I've learned over the years...

There is no wrong way to make fried chicken.

Whether you spend the afternoon making everything from scratch, make a quick version at home, or pick up dinner from your favorite chicken restaurant, what matters most isn't how the chicken got to the table.

It's who's sitting around the table with you.

Food has always been about bringing people together, sharing stories, laughing a little, and making memories.

The trick isn't making it the "right" way.

The trick is finding the way that works best for you and your family.

Coming Next Week...

We're wrapping up our Summer Favorites series with some of my family's favorite side dishes:

🥔 Creamy Mashed Potatoes

🍅 Fried Green Tomatoes

🌽 Easy Skillet Cornbread

By the end of next week, you'll have a complete summer meal that's perfect for sharing with family and friends.

Until then... don't forget the gravy!

The Real Estate Questions Everyone Is Asking

Part 6: What Should I Fix Before Selling My Home? (Not All Upgrades Are Created Equal)

One of the biggest questions I hear from sellers is:

"What should I fix before I sell my home?"

And my answer may surprise you...

You probably don't need to fix everything.

The goal is not to create a brand-new home.

The goal is to make smart improvements that help buyers see the value of the home you already have.

Because here's the truth:

Not all upgrades are created equal.

💰 More Expensive Doesn't Always Mean More Value

Many homeowners assume that if they spend money improving their home, they will get every dollar back when they sell.

Unfortunately, that's not always how real estate works.

A swimming pool is a great example.

A pool may be something your family loves and enjoys for years, but it does not usually return 100% of the cost when you sell.

The same can be true for major kitchen remodels, luxury upgrades, or improvements that take your home far above the value of the other homes in your neighborhood.

Sometimes you are creating your dream home...

But buyers may not be willing to pay for every choice you made.

The key is knowing where your money will make the biggest impact.

🏡 First Impressions Matter

The good news?

Sometimes the simplest changes give you the biggest return.

Think about the first few minutes a buyer experiences your home.

They pull up.

They walk to the front door.

They stand there while their REALTOR® is opening the lockbox and getting the key.

They are looking around.

They are forming an opinion.

That front door area matters.

A clean, welcoming entryway with fresh landscaping, a tidy porch, and a welcoming feel can make a powerful first impression.

🧹 Clean, Declutter, and Create Space

One of my favorite sayings is:

"Staged homes are not how we live. They're how we think we live."

Nobody expects you to live in a home that looks like a furniture showroom.

Your home should still feel warm and welcoming.

I do not recommend removing every personal photo or making your home feel cold and empty.

Those personal touches are part of what makes a house a home.

But buyers need to be able to picture themselves living there.

That means:

✔️ Remove the extra tables and furniture pieces you don't actually need.

✔️ Pack away the odds and ends that collect over time.

✔️ Clear countertops.

✔️ Open up closets.

Remember...

When we sell a home, we are selling square footage.

The more space buyers can see, the more valuable that space feels.

✨ Sometimes Less Really Is More

I love a quote often attributed to Coco Chanel:

"Before you leave the house, look in the mirror and take one thing off."

I think the same idea applies when preparing your home for sale.

Sometimes the best thing you can do is remove something.

Remove the extra piece of furniture that makes a room feel smaller.

Remove the collection that takes up an entire countertop.

Remove the extra decorations that make it harder for buyers to notice the beautiful features of your home.

Your home should feel warm and welcoming—not empty.

Sometimes taking one thing away helps buyers see everything your home has to offer.

🧼 Clean Sells

I cannot say this enough...

Clean sells.

Carpet is one of those things buyers notice immediately.

If your carpet can be professionally cleaned and looks great, wonderful.

But if it has stains, heavy wear, or pet odors, seriously consider replacing it.

The right carpet choice depends on your home's price point.

You don't need luxury flooring in every home.

You need flooring that matches the expectations of your buyers.

🔨 What About Fixtures and Updates?

Updating lighting, faucets, and fixtures can absolutely help refresh a home.

But don't automatically assume you need to replace everything.

Take a look at your competition.

Have your REALTOR® show you the homes buyers will compare against yours.

Then ask yourself:

"How does my home compare?"

Not:

"How do I make my home perfect?"

Sometimes fresh paint, clean carpet, and a well-maintained home will make a bigger impact than thousands of dollars in cosmetic upgrades.

🏠 My Own Home Selling Experience

When John and I sold our home, he told me:

"Do what you think we need to do."

He trusted my experience and my knowledge of what buyers were looking for.

So we made thoughtful updates.

We painted.

We removed acoustic ceilings in a few areas.

We had already updated our kitchen and bathrooms several years earlier.

Our flooring was older, but it was a classic choice that had held up well.

We focused on improvements that made sense—not trends that would quickly feel dated.

One thing we did not do?

Replace all of our windows.

Most of our windows had broken seals and didn't look great.

The quote for replacing them was over $30,000—and that was the lower-priced option.

Instead, we replaced the glass.

What a difference!

I wish we had done that years earlier.

It improved the look of the home and made such a positive difference.

The result?

When we sold, we received the highest price per square foot in our neighborhood.

Smart improvements mattered.

Overspending didn't.

💚 Get Jacque's Take

My job isn't to convince you to spend money on your home.

My job is to help you decide where your money will have the biggest impact.

Before you spend thousands remodeling, upgrading, or replacing things...

Look at your competition.

Understand your market.

Make improvements that help buyers see the value.

The goal isn't to create the perfect home.

The goal is to create the home buyers can imagine becoming their home.

💚 Thank You for Following Along

You've reached the final part of:

Get Jacque's Answers: The Real Estate Questions Everyone Is Asking

I hope this series has helped you feel more confident—whether you're thinking about buying, selling, or simply planning for the future.

Real estate decisions are personal.

There is no one-size-fits-all answer.

That's why having someone who listens, educates, and helps you make informed decisions matters.

💚 Ready for Your Next Move?

Whether you're buying, selling, or just have questions about your options, I'd love to help.

For all your real estate needs...Get Jacque!

Serving Montgomery County | Lake Conroe | Houston | DFW & beyond

#GetJacque #SayYesToTexas #TexasRealEstate #HomeSellingTips #SellerTips #LakeConroeRealEstate #MontgomeryTX #INCRealty

The Real Estate Questions Everyone Is Asking

Part 5: When Is the Best Time to Buy or Sell a Home? (The Answer May Surprise You)

One of the questions I hear all the time is:

"When is the best time to buy or sell a home?"

Most people expect me to say spring.

They're usually surprised when I don't.

Because the truth is...

Most of the time, you don't get to choose.

Life usually makes that decision for you.

Maybe you've accepted a new job.

Your family is growing.

The kids have moved out.

You're retiring.

Or life has simply taken you in a new direction.

Whatever the reason, most moves happen because life changes—not because the calendar says it's the "perfect" time to buy or sell.

But if you do have the flexibility to choose, there are a few things worth considering.

📊 Every Market Is Different

One of the biggest mistakes buyers and sellers make is assuming the national real estate market is the same as their local market.

It isn't.

Real estate is local.

In fact, the market can change dramatically from one city to the next, one neighborhood to another, and even between different price ranges in the same community.

That's why I always encourage my clients to look at what's happening where they actually want to buy or sell.

If you're selling, don't guess at the market—ask your REALTOR® to show you the numbers.

Ask to see:

• Recent comparable sales
• Current competition
• Days on market
• Inventory in your price range

If you're buying, don't just look at one house.

Look at all of the homes available in your price range and ask yourself:

"Do I love what's available...or am I settling?"

If you've found several homes you really like, you probably have a little more room to negotiate and compare your options.

But if you've been looking for weeks and only one home has truly checked all your boxes, you'll probably want to be ready to write your best offer when the next great one comes along.

❤️ Sometimes Your Heart Decides Before Your Head

Here's a little confession...

When John and I decided to move, we spent a lot of time looking at homes where we thought we wanted to live.

We looked.

We compared.

We planned.

Then we drove three hours to look at one house.

We walked through the front door...

And that was it.

We wrote the contract.

To this day, we still love our home.

It's funny because so many buyers tell me they're going to look at 20 or 30 homes before making a decision.

Sometimes they do.

Sometimes they fall in love with the very first home they walk into.

Sometimes your heart recognizes "home" before your checklist is complete.

That's why it's so important to be prepared before you start shopping.

When the right home comes along, you don't want to lose it because you weren't ready to act.

☀️ Are Some Seasons Better Than Others?

Traditionally, spring and summer have been stronger markets for sellers because more buyers are actively looking for homes.

Fall and winter can sometimes be a little better for buyers because there may be less competition.

But those are simply general trends—not guarantees.

I've seen homes sit on the market during the hottest seller's market because they were overpriced.

I've also seen well-priced homes sell quickly in the middle of winter.

Pricing still matters.

A well-prepared, well-priced home in a desirable location can sell during almost any season.

💰 Buying and Selling at the Same Time?

Here's something I tell clients that usually gets a laugh...

If you're buying and selling in the same market, you'll probably be happy on one side of the transaction...and not so happy on the other! 😊

In a strong seller's market, you'll likely receive more for your current home—but you'll probably pay more for your next one.

In a buyer's market, you may find a great deal on your next home—but your current home could take longer to sell.

The good news?

More often than not, it balances out.

💚 Get Jacque's Take

People spend a lot of time trying to time the market.

I think it's more important to time your life.

The "perfect" market rarely exists.

But the right time for you does.

That's why I spend more time learning about my clients' goals than trying to predict the future.

Real estate isn't about perfectly timing the market. It's about making the right move at the right time for your life.

📚 Coming Next in the Series

You're reading Part 5 of my six-part series:

💚 Get Jacque's Answers: The Real Estate Questions Everyone Is Asking

🔨 Part 6: What Should I Fix Before Selling My Home?

💚 Thinking About Making a Move?

Whether you're buying, selling, or doing both, I'd love to help you understand what's happening in your local market so you can make the best decision for your goals.

For all your real estate needs...Get Jacque!

Serving Montgomery County | Lake Conroe | Houston | DFW & beyond

#GetJacque #SayYesToTexas #TexasRealEstate #LakeConroeRealEstate #HomeSelling #HomeBuying #MontgomeryTX #RealEstateTips #INCRealty

The Real Estate Questions Everyone Is Asking

Part 4: How Much House Can I Afford? (Don't Let Your Loan Approval Decide for You)

One of the first questions buyers ask is:

"How much house can I afford?"

Most people think the answer starts with a lender.

And while getting pre-approved is one of the smartest first steps you can take, I don't think it's the whole answer.

Here's why...

A lender's job is to tell you how much you qualify to borrow.

My job is to help you decide how much home fits your lifestyle and your financial goals.

Those aren't always the same number.

In fact, one of the biggest mistakes I see buyers make is looking at homes before talking with a lender. They find "the one," fall in love with it, and then discover it's outside their budget—or right at the very top of what they qualify for.

Getting pre-approved before you start house hunting helps you shop with confidence and keeps your expectations grounded in reality.

But just because you're approved for a certain amount doesn't automatically mean that's the amount you should spend.

Buying a home isn't about purchasing the most expensive house you can afford.

It's about buying the right home for your life today while setting yourself up for tomorrow.

💰 Approval and Affordability Aren't the Same Thing

When you're pre-approved for a mortgage, the lender is looking at your income, debts, and financial profile.

But only you know what monthly payment feels comfortable.

I often encourage my clients—especially first-time homebuyers—to look toward the lower end of their approved budget.

Why?

Because your mortgage payment isn't the only expense that comes with homeownership.

Property taxes can increase.

Insurance premiums can rise.

Utilities may cost more than you expected.

And then there are the unexpected repairs that every homeowner experiences sooner or later.

Owning a home should bring you peace of mind—not financial stress.

🏡 Start Small. Build Equity. Dream Big.

One of my favorite pieces of advice is simple:

Start small and work your way up.

You don't have to buy your dream home first.

In fact, most people don't.

Your first home is often the stepping stone to your next one.

As you make mortgage payments, build equity, and improve your home, you're creating opportunities for the future.

Your needs will change over time.

Your family may grow.

Your career may change.

And the home that fits your life today may not be the home that fits your life ten years from now.

That's okay.

Homeownership is a journey—not a single destination.

🏠 Our Story

John and I certainly didn't buy our dream home.

Believe me...

Gold carpet and duck wallpaper in the kitchen were never part of my dream home! 😊

But we could see past what the house looked like that day and imagine what it could become.

We weren't buying our forever home.

We were buying a place to start.

Over the years, we painted, updated, and made improvements a little at a time. As we built equity, that home helped us take the next step.

Eventually, it led us to the lake home we love today.

And here's a little secret...

Even our lake house needed a few tweaks!

The perfect house rarely exists.

The goal isn't perfection.

The goal is making smart decisions that help you build the future you want.

🌳 Buy the Neighborhood—Not Just the House

There's an old saying in real estate:

"Don't buy the biggest or most expensive house in the neighborhood."

Instead, find a neighborhood you love and buy a home that comfortably fits your budget.

As the neighborhood grows and home values appreciate, your investment has the opportunity to grow with it.

Sometimes the smartest investment isn't buying the biggest house.

It's buying the right house in the right location.

💚 Get Jacque's Take

People sometimes ask why I encourage buyers to stay toward the lower end of their budget.

The answer is simple.

I believe your home should be a blessing—not a burden.

I believe in buying a home the same way I believe in managing money: wisely.

I want my clients to have room in their budget for life's surprises, whether that's rising property taxes, higher insurance premiums, replacing an air conditioner, or simply taking a family vacation without worrying about the mortgage payment.

Buy a home you can comfortably afford.

Pay a little extra toward the principal when you can.

Build equity over time.

That's how many families create long-term financial security.

And that's advice I truly believe in.

📚 Coming Next in the Series

You're reading Part 4 of my six-part series:

💚 Get Jacque's Answers: The Real Estate Questions Everyone Is Asking

📅 Part 5: When Is the Best Time to Buy or Sell?

🔨 Part 6: What Should I Fix Before Selling My Home?

💚 Ready to Find the Right Home?

Whether you're buying your first home or your fifth, my goal is to help you find a home that fits your life—not just your loan approval.

Start small. Build equity. Dream big.

I'd love to help you take that first step.

For all your real estate needs...Get Jacque!

Serving Montgomery County, Lake Conroe, Houston, DFW & beyond.

#GetJacque #SayYesToTexas #TexasRealEstate #FirstTimeHomeBuyer #HomeBuyingTips #LakeConroeRealEstate #MontgomeryTX #BuildEquity #INCRealty

Last week, we kicked off our Summer Favorites series with one of my all-time favorites—homemade peach ice cream. If you've followed me for very long, you know I'm just a little obsessed with peaches! This year, I was lucky enough to receive some amazing Georgia peaches from a new friend, and they made the perfect start to our July series.

This week, we're moving on to another fruit that simply says summer to me... watermelon.

When I think back to summers growing up, I can still picture everyone sitting outside with a big slice of watermelon. Juice running down our arms, sticky hands, seeds everywhere, and absolutely no one cared. We were too busy laughing, talking, and making memories together.

To this day, nothing feels more like summer than fresh, juicy peaches and watermelon.

The only problem? Sometimes we can't eat an entire watermelon before it starts getting a little too soft. Instead of letting it go to waste, here are two of my favorite ways to use those last few cups.

🍉 Fresh Watermelon Salsa

This sweet and savory salsa is perfect with tortilla chips, served over grilled (or maybe fried) chicken, or alongside burgers at your next backyard cookout.

Ingredients

• 3 cups diced watermelon
• 1 medium tomato, diced
• ¼ cup finely diced red onion
• 1 jalapeño, seeded and minced (optional)
• 2 tablespoons fresh cilantro, chopped
• Juice of 1 lime
• Salt and pepper to taste

Directions

Gently combine all of the ingredients in a bowl. Refrigerate for about 20–30 minutes to let the flavors come together before serving.

Tip: This salsa is best enjoyed the same day it's made.

🍧 Bonus Recipe: Watermelon Slush

If you've already cubed and frozen your watermelon, you're just minutes away from a refreshing summer treat!

Kids absolutely love these, and honestly... adults do too.

Ingredients

• 4 cups frozen watermelon cubes
• Juice of 1 lime
• ½ cup ice (if needed)
• 1–2 teaspoons honey (optional)

Directions

Blend until smooth. Add a splash of water if it's too thick or a few extra frozen watermelon cubes if you'd like it thicker.

Pour into your favorite glass and enjoy immediately.

Bonus Tip

Before your watermelon gets too soft, cut it into cubes and freeze them in a freezer bag. They're perfect for slushes, smoothies, or even tossing into a glass of lemonade on a hot Texas afternoon.

Our Summer Favorites menu is coming together!

✅ Week 1: Homemade Peach Ice Cream
🍉 Week 2: Fresh Watermelon Salsa & Watermelon Slush
🍗 Week 3: My Husband's Favorite—Crispy Fried Chicken
🥔 Week 4: Creamy Mashed Potatoes, Fried Green Tomatoes & Easy Skillet Cornbread

I hope you'll join me each Friday this month as we build a meal that's full of family favorites, summer memories, and good old-fashioned comfort food.

Now I'd love to know...

What's your favorite way to enjoy watermelon? Are you a "slice it and eat it" person, or do you have a favorite recipe?